As a financial advisor, I’ve learned something simple but powerful:money doesn’t end relationships, misalignment does . The “perfect” partner isn’t someone with the highest income or the smartest investments. What matters most is financial values, mindset, and communication . In fact, financial problems contribute to 20–40% of all divorces , with many surveys showing that money disagreements are cited by more than a third of couples as a significant factor  in a marriage endi